Card comparison
EMI Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Yes 5567 4936 6608 3232 EMI CARD 05/31 EMI CARD 592 EMI Credit CardUnknown | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | Lifetime Free | ₹2,500 |
| Joining Fee | ₹0 | ₹2,500 |
| Finance Charge | 3.8% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 1 reward point per ₹100; EMI-focused card | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 0/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Available | Up to ₹2,000 |
| Min Income | Eligibility criteria as per official page: https://www.yes.bank.in/personal-banking/yes-individual/cards/credit-cards | ₹12,00,000/yr |
| Credit Score | 700+ | 750+ |