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Card comparison

Kotak Fortune Gold Credit Card vs HDFC Bank Diners Club Privilege Credit Card

Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.

Credit card fees, rewards and benefits comparison
Features

Kotak Fortune Gold Credit Card

Visa

HDFC Bank Diners Club Privilege Credit Card

Diners Club
Annual Fee₹500₹2,500
Joining Fee₹500₹2,500
Finance Charge3.5% /mo3.6% /mo
Forex Markup3.5%3.5%
Base Reward Rate3X on petrol and grocery, 1X on others4 Reward Points per ₹150 (10X on SmartBuy Fridays)
Domestic Lounge0/yrAvailable
International Lounge12/yr
Welcome BenefitUp to ₹500Up to ₹2,000
Min Income₹15,000/mo₹12,00,000/yr
Credit Score700+750+