Card comparison
ICICI Bank Sapphiro Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | ICICI 5234 4808 9824 9696 ICICI CARD 01/29 ICICI CARD 676 ICICI Bank Sapphiro Credit CardVisa | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹3,500 | ₹2,500 |
| Joining Fee | ₹3,500 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 4 PAYBACK points per ₹100 (~1% rate) | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 8/yr | Available |
| International Lounge | 4/yr | 12/yr |
| Welcome Benefit | Up to ₹2,800 | Up to ₹2,000 |
| Min Income | ₹9,00,000/yr | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |