Card comparison
Emirates Skywards Rubyx ICICI Bank Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | Emirates Skywards Rubyx ICICI Bank Credit CardVisa | HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹3,000 | ₹2,500 |
| Joining Fee | ₹3,000 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 1.5 Miles on Emirates flights, 1 Mile on others | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 4/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹2,400 | Up to ₹2,000 |
| Min Income | ₹6,00,000/yr | ₹12,00,000/yr |
| Credit Score | 750+ | 750+ |