Card comparison
HDFC Bank Regalia Gold Credit Card vs Airtel Axis Bank Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | HDFC 4532 9744 6432 2928 HDFC CARD 05/28 HDFC CARD 268 HDFC Bank Regalia Gold Credit CardVisa | Axis 4012 1234 6652 0808 AIRTEL CARD 02/28 AIRTEL CARD 223 Airtel Axis Bank Credit CardVisa |
|---|---|---|
| Annual Fee | ₹2,500 | ₹500 |
| Joining Fee | ₹2,500 | ₹500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 4 Reward Points per ₹150 (~2.67% base reward rate) | 25% cashback on Airtel, 10% on Swiggy/BigBasket, 1% on others |
| Domestic Lounge | 12/yr | 4/yr |
| International Lounge | 6/yr | — |
| Welcome Benefit | Up to ₹2,000 | Up to ₹500 |
| Min Income | ₹12,00,000/yr | ₹25,000/mo |
| Credit Score | 750+ | 700+ |