Card comparison
HDFC Bank Freedom Credit Card vs HDFC Bank Diners Club Privilege Credit Card
Compare fees, rewards, eligibility, lounge access, forex markup, and key benefits side by side.
| Features | HDFC 4532 9872 3216 6464 HDFC CARD 09/30 HDFC CARD 184 HDFC Bank Freedom Credit CardMastercard | HDFC 4532 7404 9912 4848 HDFC CARD 07/28 HDFC CARD 838 HDFC Bank Diners Club Privilege Credit CardDiners Club |
|---|---|---|
| Annual Fee | ₹500 | ₹2,500 |
| Joining Fee | ₹500 | ₹2,500 |
| Finance Charge | 3.75% /mo | 3.6% /mo |
| Forex Markup | 3.5% | 3.5% |
| Base Reward Rate | 5X CashPoints on EMI and select categories, 1X elsewhere | 4 Reward Points per ₹150 (10X on SmartBuy Fridays) |
| Domestic Lounge | 0/yr | Available |
| International Lounge | — | 12/yr |
| Welcome Benefit | Up to ₹500 | Up to ₹2,000 |
| Min Income | ₹6,00,000/yr | ₹12,00,000/yr |
| Credit Score | 700+ | 750+ |