YES PROSPERITY REWARDS PLUS Credit Card
UnknownEarn extra Rewards on your transactions and redeem them for exciting merchandise.
Welcome Benefit
1,499 reward points on joining.
Estimated value: ₹1,499
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹1,499 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: Yes Rewardz (points) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| Travel | 6X reward points on travel |
| Dining | 3X reward points on dining |
| All Other Spends | 2X reward points |
Base reward points uncapped. Accelerated/bonus category points may be subject to monthly caps.
Points expire after 36 months
Lounge Access
4 domestic lounge visits per year.
Insurance Cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero LiabilityForex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Eligibility criteria are described generally on listing page FAQ; card-specific eligibility requires dedicated card detail page.
Editor Rating
Pros
- + Good entry-level benefits
- + Annual fee easily waived
- + Fuel surcharge waiver
Cons
- – Limited premium travel benefits
- – Moderate reward rate on non-partner spends
The YES PROSPERITY REWARDS PLUS Credit Card is a mid-range credit card from Yes Bank with a balanced rewards programme. At ₹1,499/year, the card is easily justified through fee waivers and regular usage benefits.