PVR INOX Kotak Credit Card
VisaPVR INOX Kotak Credit Card offers free movie tickets and concession vouchers at PVR INOX cinemas, plus cashback on other spends.
Verify final terms before applying
Last editorial review: July 19, 2026. Fees, reward caps, and eligibility can change on issuer sites.
Welcome Benefit
2 complimentary movie tickets on joining.
Estimated value: ₹500
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹500 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: Kotak Reward Points (points) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| Entertainment | 2% cashback on entertainment |
| All Other Spends | 1% cashback |
| PVR INOX Movie Tickets | 2 free PVR INOX tickets per month |
Base reward points uncapped. Accelerated/bonus category points may be subject to monthly caps.
Points expire after 24 months
Milestone Benefits
Annual fee of ₹500 is reversed on spending ₹1,00,000 or more in the preceding year.
Value: ₹500
Spend calculated from card anniversary date. All eligible transactions counted.
Insurance Cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero LiabilityForex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Salaried: ₹20,000+ per month. Age: 21–65.
Editor Rating
Pros
- + Good entry-level benefits
- + Annual fee easily waived
- + Fuel surcharge waiver
Cons
- – Limited premium travel benefits
- – Moderate reward rate on non-partner spends
The PVR INOX Kotak Credit Card is a entry-level credit card from Kotak Mahindra Bank with a balanced rewards programme. At ₹500/year, the card is easily justified through fee waivers and regular usage benefits.