HDFC Bank Tata Neu Infinity Credit Card
RuPayHDFC Tata Neu Infinity earns 5% NeuCoins on all Tata Neu partner brands and 1.5% on all other spends with premium Tata brand privileges.
Welcome Benefit
1,499 NeuCoins on payment of joining fee.
Estimated value: ₹1,499
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹1,499 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: HDFC Reward Points (SmartBuy) (cashback) · 1 point = ₹0.5
| Category | Earn Rate |
|---|---|
| All Other Spends | 1.5% NeuCoins on all other spends |
| Tata Neu Partner Brands | 5% NeuCoins on Tata Neu partner brands |
Monthly cashback capped as per category. Overall monthly cap ₹2,000.
Points expire after 36 months
Lounge Access
2 complimentary international lounge visits per year via Priority Pass.
8 complimentary domestic lounge visits per year via Dreamfolks.
Lifestyle Benefits
E-commerce Partner Offers
Exclusive discounts and cashback offers on partner e-commerce platforms (Flipkart, Amazon, Myntra, Nykaa etc.) throughout the year.
via Flipkart / Amazon / Myntra
Value: ₹1,200
Insurance Cover
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero LiabilityForex & Fuel
Foreign currency markup of 3.5% is levied on all international transactions. DCC charges of 1% apply when merchant opts to charge in INR.
Eligibility
Salaried: Minimum ₹50,000 per month. Self-employed: ₹8,00,000+ p.a. Age: 21–60 years.
Editor Rating
Pros
- + No points conversion – direct cashback
- + Simple and transparent earning structure
- + Wide partner acceptance
Cons
- – Monthly cashback cap limits earnings for high spenders
- – Benefit may reduce over time with offer changes
The HDFC Bank Tata Neu Infinity Credit Card is a mid-range credit card from HDFC Bank offering direct cashback on everyday spends. At ₹1,499/year, the card is easily justified through fee waivers and regular usage benefits.