Axis Bank RESERVE Credit Card
VisaInvite OnlyAxis RESERVE is the ultra-premium metal card with unlimited lounge access, dedicated concierge, 30 Edge Miles per ₹200, and annual membership gifting.
Welcome Benefit
50,000 Edge Miles included in annual fee.
Estimated value: ₹50,000
Condition: Welcome benefit is credited within 30–45 days of first transaction or after spending ₹50,000 within 90 days of card issuance.
Fees & Charges
Rewards & Earn Rates
Program: Edge Miles / Edge Rewards (miles) · 1 point = ₹0.25
| Category | Earn Rate |
|---|---|
| All Spends | 30 Edge Miles per ₹200 |
No capping on base reward earning.
Points expire after 36 months
Milestone Benefits
Earn 10,000 bonus Edge Miles / Reward Points every quarter on spending ₹1.5 lakh. Redeemable against flight tickets or transferred to airline programs.
Value: ₹5,000
Must be an active cardholder. Bonus credited within 30 days of quarter end.
Lounge Access
Unlimited Priority Pass lounge access worldwide.
Travel Benefits
Complimentary hotel upgrades at partner properties. Early check-in and late check-out at IHG and Marriott properties upon availability. Dedicated travel desk for itinerary planning.
✓ Airport meet & greet
5–10% additional discount on flight and hotel bookings made through the bank's travel portal (SmartBuy / Yatra / MakeMyTrip).
Complimentary travel insurance on purchase of international air tickets using this card. Covers trip cancellation, missed connection, and baggage loss.
Lifestyle Benefits
Movie / Entertainment Offers
Buy-one-get-one free or flat discount on movie tickets via BookMyShow / PVR / INOX. Typically up to 2 tickets per month.
via BookMyShow / PVR / INOX
Value: ₹2,400
Dining Discounts
15–25% discount at partner restaurants through the bank's dining programme (EazyDiner/Dineout/bank portal). Valid on dine-in only.
via EazyDiner / Dineout
Value: ₹3,600
24/7 Premium Concierge
Round-the-clock dedicated concierge service for travel bookings, restaurant reservations, event tickets, gift sourcing, and emergency assistance worldwide.
via Axis Bank Concierge
Complimentary Golf Rounds
Complimentary golf rounds per month at premium golf courses in India. Green fee waived for cardholder.
via DLF Golf & Country Club / Karnataka Golf Association and partner courses
Value: ₹18,000
Insurance Cover
purchase_protection
Purchase protection insurance covers eligible purchases made on the card against accidental damage or theft within 90 days from the date of purchase.
₹1,00,000 per claim
lost_card_liability
In case of card loss or theft, you are not liable for any fraudulent transactions if you report the incident to the bank immediately. Zero liability protection applies 7 days prior to reporting.
Zero liability on fraudulent transactions reported within 7 days
Zero Liabilitytravel_insurance
Complimentary air accident cover of ₹1.5 Cr on purchasing air tickets using the card. Covers accidental death while travelling on a common carrier.
₹1.5 Cr air accident cover
Forex & Fuel
Zero forex markup on international transactions. Dynamic currency conversion (DCC) charges apply at 1% when merchant charges in INR.
Eligibility
Invite-only. Minimum income: ₹5,00,000+ per month. Axis Bank relationship customers.
Editor Rating
Pros
- + Comprehensive premium benefits
- + Strong reward rate for high spends
- + Airport lounge and concierge access
Cons
- – High annual fee requires consistent high spend to justify
- – Some benefits require prior booking
The Axis Bank RESERVE Credit Card is a premium credit card from Axis Bank with a balanced rewards programme. At ₹50,000/year, the card is best suited for high spenders who can leverage its premium benefits.